Your questions, answered.

The Mortgage Calculator offers foreign national financing options that may use an eligible investment property’s rental income for qualification. Eligibility depends on the borrower, property, location, documentation and selected lender program.

No. The Mortgage Calculator offers foreign national DSCR options that do not require a U.S. credit score. Your loan officer will explain any alternative credit or financial-background documentation for the selected program.

DSCR describes property-income qualification for an investment loan. ITIN programs are options for eligible borrowers using an Individual Taxpayer Identification Number. Intended occupancy and the chosen lender’s guidelines determine which path fits.

The business-purpose DSCR path featured here is for non-owner-occupied rental investments. If you plan to live in the home, ask about appropriate ITIN or other home-loan options.

The embedded form is served by The Mortgage Calculator and uses its existing application process. Complete that form and its consent terms to submit. You can also open the company form directly or call the team.

No. A U.S. visa is not required for the available foreign national DSCR programs. The lender still verifies your identity and documentation, and your signing method must be arranged with the lender and settlement agent.

No. You do not need a U.S. company or LLC for the available foreign national DSCR options. Personal ownership is an option; if you prefer entity ownership, discuss the structure with the loan team before forming a company or changing the contract.

Funds for closing must come from a U.S.-based account. Coordinate account ownership, transfer documentation and timing with your loan officer before moving funds. Keep the source and transfer records available for review.

Yes. Ask The Mortgage Calculator about commercial real estate, multifamily, fix-and-flip, construction and investor financing through Get Commercial Capital. Foreign national eligibility and documentation are reviewed separately for each commercial program.

It means the monthly rental-income input equals the housing-payment input. It does not account for every operating expense or mean the borrower or property is approved.

No universal minimum is stated here. Acceptable ratios, leverage and other conditions vary by lender program and borrower scenario.

You can explore an assumed monthly income amount, but a lender must determine acceptable evidence and any adjustments. Do not treat projections as established rental income or approval.

Yes, eligible entity options can be reviewed, but a U.S. company or LLC is not required for our available foreign national individual-borrower programs. If you choose an entity, confirm its ownership, signing authority and guarantees with the loan team before forming it or transferring title.

Budget for the down payment, applicable closing charges and prepaid items, required reserves and your own operating funds. The amount is scenario dependent; ask the lender and settlement agent for current estimates.

No. The IRS states that an ITIN serves federal tax purposes and does not itself confer immigration status or permission to work.