One company. A broader range of financing.
Get Commercial Capital is another financing website operated by The Mortgage Calculator. It focuses on business-purpose real estate and capital needs, with a direct path to the same company team.
Foreign national investors can submit a commercial scenario for review. Tell us where you live and how the property will be owned so we can identify suitable options.
Start with the property and the plan
A stabilized rental home, an apartment building, a mixed-use property and a renovation project can need different financing. Share the unit count, property use, purchase or refinance purpose, rental income, proposed improvements and available cash. If part of the property is used by an operating business, explain that too.
Your residential DSCR review may lead to a commercial conversation when the building, project or funding needs call for a different program. That is a reason to discuss the full plan with the team early, before choosing a product based only on a headline rate.
Match the financing to the investment
| Your project | Starting point | What to prepare |
|---|---|---|
| Commercial or multifamily property | Commercial real estate financing | Unit count, rent roll, operating information, leases and transaction details. |
| Purchase, renovate and sell | Fix-and-flip financing | Purchase price, renovation scope, budget, experience and proposed exit. |
| Build a new property | Ground-up construction | Site, plans, budget, builder, approvals and construction schedule. |
| Fund multiple investment projects | Investor lines of credit | Portfolio, property pipeline, experience, cash available and intended use of funds. |
| An operating business needs working capital | Business lines of credit | Business ownership, operating history, revenue and borrower eligibility for that product. |
Commercial eligibility is reviewed for the specific program
Our available foreign national residential DSCR options do not require a U.S. credit score, U.S. visa or U.S. company, and closing funds must come from a U.S.-based account. Commercial programs have their own requirements. A construction loan, business credit line or larger commercial mortgage may involve different ownership, guarantees, experience, documents and funding rules.
Do not assume that the same borrower features or rental-income calculation apply to every product. Explain your international borrower profile at the beginning so the loan team can review appropriate financing.
Send the details that make a review useful
- Country of residence and whether you will borrow personally or through an entity.
- Property address or target market, property type and unit count.
- Purchase price or current value, existing financing and requested loan amount.
- Current income, occupancy, proposed work and investment strategy.
- Available down payment, project cash and intended source of closing funds.
- Relevant investment experience and the timeline you are working toward.
Start with a scenario description. Your loan officer will provide the secure process for financial statements, identification and detailed supporting records.